%20-%20http://www.bohemiancoding.com/sketch%20--%3e%3ctitle%3e中国银行@0.5x%3c/title%3e%3cdesc%3eCreated%20with%20Sketch.%3c/desc%3e%3cdefs%3e%3c/defs%3e%3cg%20id='24*24'%20stroke='none'%20stroke-width='1'%20fill='none'%20fill-rule='evenodd'%20sketch:type='MSPage'%3e%3cg%20id='中国银行'%20sketch:type='MSArtboardGroup'%20fill='%23A42A2F'%3e%3cpath%20d='M11.9192284,2.00920208%20C11.9192284,2.00920208%2016.2722182,1.63818006%2019.6662903,5.60793284%20C19.6662903,5.60793284%2021.860958,8.01988055%2021.9899849,11.5631712%20C21.9899849,11.5631712%2022.1747416,14.2346516%2020.9571644,16.5162237%20C19.7395873,18.7977959%2018.4117618,20.0040744%2016.2352669,21.0982542%20C14.058772,22.1930433%2010.5544516,22.3410866%208.24832413,21.2651837%20C5.94280238,20.1892808%204.52229569,19.0579378%203.17569168,16.6088269%20C3.17569168,16.6088269%201.36810449,13.4919983%202.2355525,9.87499062%20C2.2355525,9.87499062%202.45665482,7.72318478%204.41144165,5.38556333%20C4.41144165,5.38556333%207.27062783,1.86115881%2011.9192284,2.00920208%20L11.9192284,2.00920208%20Z%20M13.007173,4.23594339%20C13.007173,4.23594339%2015.3133005,4.42114978%2017.1760118,6.14649353%20C19.0387232,7.87122805%2019.5184849,9.5965718%2019.7214145,10.5244315%20C19.924344,11.4516819%2020.0715436,14.104276%2018.5965185,16.3675712%20C17.1202819,18.6308665%2014.3168257,19.6702155%2013.007173,19.7810956%20L13.007173,16.1452017%20L14.7414633,16.1452017%20C14.7414633,16.1452017%2016.5860018,15.7741797%2016.6962501,13.8447434%20L16.6962501,9.96759381%20C16.6962501,9.96759381%2016.4012451,8.01988055%2014.353777,7.92727735%20L13.007173,7.92727735%20L13.007173,4.23594339%20L13.007173,4.23594339%20Z%20M10.9784835,4.23533416%20L10.9784835,7.92727735%20L9.42894995,7.92727735%20C9.42894995,7.92727735%207.32575197,8.05704367%207.25245504,10.3940559%20L7.25245504,13.8081895%20C7.25245504,13.8081895%207.30757918,15.903946%209.48407409,16.1452017%20L10.9784835,16.1452017%20L10.9784835,19.7810956%20C10.9784835,19.7810956%207.32575197,19.577003%205.31584101,16.0525985%20C5.31584101,16.0525985%203.58155074,13.5663246%204.30119337,10.4689914%20C5.02023023,7.37043972%206.6987906,6.12760736%207.03135272,5.81202541%20C7.36270332,5.4970527%209.51193904,4.21157413%2010.9784835,4.23533416%20L10.9784835,4.23533416%20Z%20M9.63187947,10.0236431%20L14.1877988,10.0236431%20C14.1877988,10.0236431%2014.5748793,9.94931687%2014.6118307,10.375779%20L14.6118307,13.5480476%20C14.6118307,13.5480476%2014.7045119,14.048836%2014.3349984,13.9751189%20L9.72395496,13.9751189%20C9.72395496,13.9751189%209.35565301,14.0677221%209.29992311,13.6412601%20L9.29992311,10.375779%20C9.29992311,10.375779%209.35504725,10.0236431%209.63187947,10.0236431%20L9.63187947,10.0236431%20Z'%20sketch:type='MSShapeGroup'%3e%3c/path%3e%3c/g%3e%3c/g%3e%3c/svg%3e){kind=small}
中国银行进行中境外消费超额返3%
中国银行「境外消费超额返3%」：当月累计境外消费超过等值10000元的部分，有机会返3%消费金，每人每月最高返1200元消费金。时间：2026-10-01 至 2026-12-31。参与：图片中的“中行银联跨境活动报名入口”二维码。
适用发卡行：中国银行
奖励
当月累计境外消费超过等值10000元的部分，有机会返3%消费金，每人每月最高返1200元消费金。
活动期间奖励池上限为140万元。
参与方式：报名；名额有限
卡类别：信用卡；适用地区：境外；卡组织：银联
- 当月累计境外消费超过等值10000元，按超过部分计算返还。
怎么参与
- 报名／开通
图片中的“中行银联跨境活动报名入口”二维码
- 领取
通过图片中的“中行银联跨境活动报名入口”二维码报名，再使用中国银行银联信用卡完成境外消费。
- 使用／支付
先报名，再进行境外消费。
报名之前的交易不计入
时间
- 活动期间
- 2026-10-01 至 2026-12-31
活动截图
这条优惠还有效吗？